1. General Leasing Questions

What is leasing, and how does it work?

Leasing allows you to use equipment or assets for a fixed period by paying monthly instalments, instead of buying them outright. At the end of the term, you may return, renew, or purchase the asset depending on the agreement.

Why lease through Oriberg?

Oriberg offers flexibility, cost efficiency, and expert support. Leasing frees up capital, preserves cash flow, and lets your business grow without large upfront investments.

2. Eligibility & Requirements

Who can apply for leasing?

Any registered business with a valid trade/commercial license and an operating history of at least 2 years.

What documents are needed?

• Valid UAE trade license

• Emirates ID or Passport copy

• 6–12 months of bank statements

• Any existing credit or finance documents

3. Application Process

How can I apply?

Submit your details using our online pre-screening form or contact us at [email protected]. We’ll guide you step by step.

How long does approval take?

Typical processing takes 8–12 working days, subject to complete documentation and financials.

4. Credit & Financial Checks

Do you perform credit checks?

Yes. Oriberg and its finance partners (including Grenke and CRIF/Dun & Bradstreet) conduct credit and compliance checks.

What if I don’t have a strong credit history?

We review each case individually. Strong turnover, clear operations, and solid documentation can still make you eligible.

5. Payment Terms

What lease durations are available?

We offer flexible lease terms — typically 12, 24, or 36 months — depending on the asset and client profile.

Is there an upfront payment required?

Some cases may require an initial processing or setup fee. All fees are disclosed in advance.

6. Contract & Equipment

Do I own the asset during the lease?

No. The financier retains ownership during the lease. You may purchase it at the end if agreed in the contract.

Can I upgrade equipment during the lease?

Yes. Subject to terms, upgrades are possible to meet evolving business needs.

7. End-of-Term & Renewal

What are my options at the end of the lease?

You can return the equipment, renew the lease, or opt for a buyout — depending on your original agreement.

Can I cancel my lease early?

Yes, but early termination may involve applicable fees or settlement costs.

8. Oriberg-Specific Services

Is Oriberg a lender?

Oriberg is not a direct lender. It is the authorised agent of Digitalberg FZC, working in cooperation with Grenke, a German asset-finance company, for select international markets.

What industries does Oriberg support?

We serve businesses in ICT, hospitality, food trading, logistics, construction, and professional services across asset leasing, international trade credit, and global sourcing.